We had often observed that many people did not really know what they were doing with their money. This concerned us and we realised that most people are not taught anything about money really. We may understand what different coins are and learn to add them up at school, but that is all really and we learn nothing about borrowing, saving or budgeting which are all really important. We therefore, decided that we needed address this and provide some information that would help. We have put together information on this website, which will hope will help everyone to get the most out of their money. We are hoping that it will teach all people how they will be able to use the money they have, whether that is a lot or a little, to be able to pay off debt, save more and spend wisely. We also hope to show when borrowing is a good idea and when it may not be as well as providing information about future planning. We keep everything simple so you do not need any prior knowledge in order to understand it. There is a lot to learn, so the sooner you start, the better!